Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Support Your Local Businesses During This Trying Time

With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard time! We want our local business owners to survive the COVID-19 pandemic and have a...

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...

7 Most Common Driving Hazards & How To Avoid Them

It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...

What Insurance Do I Need To Rent Out My Home On Airbnb?

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...