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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Tree and Wind Damage

We thought this article from Professional Insurance Agents was perfect for our current weather we have been having. Please stay safe in this windy weather.Homeowners frequently have questions about coverage availability for property damage caused to their homes or those of their neighbors by wind and/or tree damage. Coverage may be needed for property repairs as well as debris removal. Tree Damage: In general, if...

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...

Milestones

It's not just your home, its the place where memories are made. Let SIA help you protect the things you hold most dear....

Creating a Home Inventory List

Homeowners and renters alike benefit from keeping an up-to-date list of their property’s inventory. Insureds should create and then periodically update such a list to protect themselves in the event of a loss. Having an updated inventory list is essential to ensuring that you carry a sufficient amount of homeowners’ or renters’ insurance coverage. It can also make a difference in how efficiently your claim...

How To Protect Your Home This Winter

Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement. A dam of ice within your gutter can divert the water to your interior walls, creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you...